The credit recovery sector is commonly left out of the business routine, as high billings mask the lack of capital inflows. No matter the size of the company: there is always credit to be recovered.

In this sense, credit recovery - whether through amicable collection or through the courts - has become an area that requires a lot of expertise from lawyers, especially in Brazil, where we have a long justice, a lot of bureaucracy and debtors who use different devices to avoid the payment of their creditors. 

For cases in which the debtor's economic situation requires, our firm has experience, also, in qualifications and divergence of credits in judicial recoveries, or bankruptcy proceedings.

Advocacia Arthur Delgado endeavors to locate sufficient assets to pay the debts. If the debtor is a legal person - without any asset in his name - our law firm will ask to the judge to disregard the legal personality - among other measures - to locate assets on behalf of partners who can pay off the debt, due to the fact that many companies use this artifice to hide assets and patrimony.

Even offshore structures, trusts and others are commonly used to conceal assets. However, with our experience, this kind of acts will not be immune to our clients revenue recovery.

Our professionals certainly will help you to receive what you owe, reaching a good result with the debtor.

The Credit Recovery core is distinguished by its specialized service, providing our clients with the creation of the best strategy, according to the specifics of each operation, aiming - always - the effective and quick recovery of credits for the companies. Thus, we ensure that each stage of collection is carried out in a safe, strictly ethical and aligned with legal precepts.

To achieve this purpose, we use the following methods:

 

a) Administrative

 

In the administrative sphere, in addition to having the best tools on the market regarding the location of people and goods, we have a collection system linked to the legal system, telephone system, 0800, URA, recorded calls, performance and activation reports, issuing and sending bills via robots and the newest tools on the market regarding the search for goods.

 

b) Legal

 

In the legal sphere, even before the distribution of the appropriate judicial demand, the work of searching for assets has been the great foundation of the excellent results achieved, in recent years, by the firm. Advanced research, which runs away from the obvious, ends up boosting the process and, many times, invites the debtor to formalize the agreement, with the solution of the case.

Atypical coercive measures, when used specifically for each case, tend to produce very positive effects in the agreements formalization, and have been used with excellent results.

In this area, we also operate in the commercial collection portfolios, real estate (consolidation and foreclosure), vehicles and in cases of high value, considered strategic.

More than recovering credit and bringing financial returns to our clients, we invest in a relationship to bring the parties together, listen to them, and find the best solution. In this way, instead of just making the collection, we seek a quick and effective negotiation, focused on the clients reality and its businesses.